A judicial sale is a court-ordered process in which a property is sold under the supervision of the legal system, usually as a result of foreclosure proceedings initiated by a lender.
Why Judicial Sales Matter in Real Estate
In some Canadian provinces, including Alberta and British Columbia, judicial sales are the legal remedy when a borrower defaults on their mortgage. Unlike power of sale, which is handled privately by lenders (common in Ontario), judicial sales require court oversight.
Key features of judicial sales include:
Public auction or sealed-bid process
Court approval of the sale price and terms
Transparent process open to all buyers
No warranties; property sold 'as-is'
Buyers must conduct thorough due diligence, as the property may be occupied, require repairs, or have outstanding taxes or liens. Court involvement also means longer timelines and more formal documentation.
Understanding judicial sales helps investors and buyers assess the risks, potential savings, and legal implications of purchasing court-ordered properties.
Example of a Judicial Sale
A lender petitions the court to initiate a judicial sale after the borrower defaults. The property is sold by court order at public auction to recover the mortgage debt.
A construction loan is a short-term, interim financing option used to fund the building or major renovation of a property, with funds disbursed in. more
A certificate of occupancy is an official document issued by a municipal authority confirming that a building complies with applicable codes and is. more
A bylaw variance is official permission granted by a municipal authority allowing a property owner to deviate from local zoning or building bylaw. more
Corporate restructuring refers to the reorganization of a company’s operations, assets, or liabilities, often under court supervision, to improve. more
A consumer proposal is a formal, legally binding agreement in Canada between an individual and their creditors to repay a portion of their debt over. more
Canadian home sales posted a modest gain in June, offering a brief flash of activity in what’s been a largely sluggish year in most markets. According to the Canadian Real Estate Association's (CREA) latest statistics package, released Tuesday, national sales rose 2.8% month over month and 3.5% compared to June 2024.
"Over the past two months, the recovery in sales activity was led overwhelmingly by the Greater Toronto Area (GTA), where transactions, while remaining historically low, have rebounded a cumulative 17.3% since April," the association said in a press release.
Despite the increase in transactions, prices continue to tread water. CREA’s MLS® Home Price Index (HPI) dipped 0.2% from May and was down 3.7% year over year. The non-seasonally-adjusted national average sale price came in at $691,643 in June, representing a 1.3% decline from the same time last year. While these shifts are modest, they point to a market that remains cautious and reactive to broader economic cues.
In Monday's release, CREA Chair Valérie Paquin noted that more buyers are beginning to re-engage with the market in "most" regions. "If the spring market was mostly held back by economic uncertainty, barring any further big shocks, that delayed activity could very likely surface this summer and into the fall," she said.
Meanwhile, new listings were down 2.9%, putting the national sales-to-new-listings ratio at 50.1%, up from 47.3% in May. The long-term average for the metric is 54.9%, and anything between 45% and 65% suggests the market is in a place of balance. There was also 4.7 months of inventory by the end of last month, slightly below the long-term average of five months of inventory. Again, this suggests the market is in a place of balance.
Looking ahead, CREA is tempering expectations for what’s to come. According to a revised forecast, also released Tuesday, "sales and average home prices are now forecast to post small declines in 2025 compared to 2024, as the tariff chaos and uncertainty that drove so many buyers back to the sidelines earlier this year ended up taking a larger bite out of activity in British Columbia, Alberta, and Ontario than was expected three months ago."
"The good news is markets appear to be entering their long-expected recovery phase, fuelled by pent-up demand, lower interest rates, and an economy that is expected to avoid worst-case tariff scenarios," the forecast went on to say. "As such, it’s looking like the timing of the start of that recovery may have been shifted from the spring to the summer by the cloud of extreme economic uncertainty earlier this year."
CREA is now calling for around 469,503 home sales in 2025, marking a 3% dip over 2024. Ontario, BC, and Alberta are the provinces that are set to see their sales decline year over year, "slightly offsetting gains everywhere else." On the price front, the national average is predicted to slip 1.7% year over year to $677,368, and that figure is around $10,000 off of CREA's previous forecast from April.
Looking further forward to 2026, CREA is calling for sales to tick up by 6.3% to 499,081. The association points out that level of sales would "put activity back on track with what was expected in the April forecast," while simultaneously marking "the fourth straight year for sales failing to crack the half million mark, something that has only occurred seven times going back to the first recorded instance in 2007."
Finally, the national average home price is anticipated to see a 3% bump between 2025 and 2026 to $697,929, marking the sixth consecutive year where the metric hovers around the $700,000 mark.
All in, CREA is not forecasting a housing market crash. Rather, it sees the current environment as a holding pattern — one where modest sales growth and price stability may persist, provided economic conditions don’t deteriorate further. For buyers, that could mean more opportunities to negotiate, while sellers may need to adjust expectations to reflect slower demand.
AI was used in the production of this article. It was conceptualized, edited, and published by a human.
3875 Sheppard Avenue East and 2250 Kennedy Road/ZO1 Architects, Cando Apartments
Greater Toronto Area-based developer Cando Apartments has filed plans to transform an under-utilized Central Scarborough lot into an infill development offering four new towers with heights of 49, 44, 31 and 17 storeys, alongside an existing 17-storey rental apartment building.
The four new towers would be residential and mixed-use in nature and would deliver 1,339 new housing units across 1,265,835 sq. ft of residential area plus 7,728 sq. ft of retail space. Cando filed its plans for the transformative project in late June, which support Official Plan and Zoning By-Law Amendment applications to increase density and height limitations currently imposed on the site. As well, a Rental Housing Demolition application is being filed to do away with an existing 13-storey rental building located on site, and a Draft Plan of Subdivision seeks to divide the subject site into parcels to allow for a new public road and parkland.
Located at 3875 Sheppard Avenue East and 2250 Kennedy Road in Agincourt, the 4.7-acre, L-shaped development site sits on the southwest corner of the Sheppard and Kennedy intersection, directly south of Agincourt Mall and a block west of Agincourt GO Station. The site is also located steps from the planned Kennedy Station on the Line 4 Sheppard extension.
Surrounding the subject site are a number of proposed and approved projects of similar scope, the largest of which is the approved 12-tower redevelopment of Agincourt Mall with tower heights ranging from 11 to 43 storeys. Other nearby developments consist of a proposed five-tower project at 40 Cowdray Court, with heights reaching 41 storeys, a proposed 46-storey development at 4151 Sheppard Avenue East, and two approved 27-storey buildings at 23 Glen Watford Drive.
At the Cando Apartments site, the tallest towers would be located along Sheppard Avenue, with more moderate heights towards the south end of the site. 17-storey Building A would sit directly west of the existing building of the same height, with frontage on a private road extending eastwards and connecting to Kennedy Road from the proposed new public road that would travel down from Sheppard Avenue.
Site plan for 3875 Sheppard Avenue East and 2250 Kennedy Road/ZO1 Architects, Cando Apartments
31-storey Building B would be located in the southwest corner of the site with frontage onto the private road, and 49-storey Building C would sit in the northeast corner with frontage on Sheppard, alongside 44-storey Building D to the west, which would be connected to Building C up until level three.
In addition to the new towers and roads, two public parks are proposed for the site that would be connected by a tree-lined walkway along the site's southern edge; one being a 10,602-sq. -ft park located south of the existing apartment building and another being a 8,234-sq. -ft park to the west of Building B.
Getting into the buildings themselves, renderings from Toronto-based ZO1 Architects reveal a dynamic overall design that delivers unique architectural elements while creating a cohesive brand for the community. At grade, renderings depict a rich pedestrian realm with wide, landscaped sidewalks and human-scale ground-level facades containing retail and residential entrances.
3875 Sheppard Avenue East and 2250 Kennedy Road/ZO1 Architects, Cando Apartments
Construction of the development would be carried out in four phases, with Phase 1 delivering Building A and the new public road. Building A would be connected to the existing apartment building by a one-storey connection and would contain 179 dwelling units, 5,995 sq. ft of amenity space, and 135 bicycle parking spaces.
Phase 2 would bring Building B into the fold, with its 253 residential units, 8,266 sq. ft of amenity space, and 191 bicycle parking spaces, followed by Phase 3, which would include the demolition of the 13-storey apartment building and construction of Building C. Building C would deliver 4,779 sq. ft of retail space, 478 housing units, 12,669 sq. ft of amenity space, and 360 bicycle parking spaces. Finally, Phase 4 would deliver Building D and its 2,949 sq. ft of retail space, 429 residential units, 12,658 sq. ft of amenity space, and 323 bicycle parking spaces.
With each phase the underground parking structure would be expanded to create one cohesive two-level underground structure containing 587 vehicle spaces, including 75 visitor and 512 residential spaces.
If approved, this exciting new development would break through outdated density and height limits to bring increased housing density to a corner of the city positioned for intensified growth in the coming years, largely centred around the planned Sheppard subway extension.
Welcome to Meet the Agent, an ongoing series profiling real estate agents from across Canada. With more than 150,000 agents, brokers, and salespeople working in 75 different boards and associations across the country, we thought it was about time they had a place to properly introduce themselves.
If you or someone you know deserves the same chance, email agents@storeys.com to apply.
I grew up immersed in the natural beauty of Muskoka, where I developed a lifelong appreciation for lakeside living and the community spirit that defines this incredible region.
Where do you live now? And what neighbourhood (in Canada, or worldwide) would you love to live in (that isn’t your own)?I live
Right here in Simcoe-Muskoka, Ontario — a place that’s always been home. If I had to choose elsewhere, Whistler, British Columbia, with its serene beauty and luxury lifestyle, would be a strong contender.
Real estate was a natural evolution. With a background in construction, sales, and entrepreneurship, I saw an opportunity to combine those skills with my passion for Muskoka and serve high-net-worth clients in a meaningful, relationship-driven way.
Describe what a typical “day in the life” looks like for you.
Each day is a blend of listing presentations, waterfront showings, virtual client meetings, and content creation. I spend time on the lakes, leveraging tech tools like AI-driven insights and drone marketing, while ensuring my clients feel personally guided every step of the way.
What’s the single best advice you have for sellers?
Presentation is everything. High-end services, professional photography, and premium marketing create emotional connections that drive value — especially in a luxury market like Muskoka.
What’s the single best advice you have for buyers?
Buy for lifestyle, not just investment. A cottage in Muskoka is more than a property — it’s memories on the dock, sunsets with family, and a legacy asset that pays emotional dividends.
What made you choose to work for your current brokerage?
Corcoran’s global reach and luxury brand values align perfectly with my mission. Their commitment to innovation and personalized service empowers me to deliver world-class experiences right here in Muskoka.
Who do you believe is making the biggest waves in the industry today?
Corcoran itself is a trailblazer — blending traditional excellence with digital innovation. I also admire agents and teams using content creation and social media to genuinely connect with clients beyond just listings.
One professional goal for the next year? For the next 10 years?
In the next year, I want to position Corcoran Muskoka as the go-to luxury brokerage in the region. Over the next 10? I plan to scale operations, mentor future leaders, and build a legacy brand that redefines cottage country real estate.
Tell us about your favourite (or most memorable) sale, and why it stands out to you.
One sale that stands out was a multi-generational estate on the Muskoka Lakes. It wasn’t just about closing a deal — it was helping a family preserve their Muskoka legacy, with both privacy and sophistication at the forefront. The emotional impact was unforgettable.
What are the three words you hope your clients use to describe you?
This article was written and submitted by Mark Goodman, Ian Brackett, and Megan Johal, brokers at Goodman Commercial and authors of the Goodman Report.
The outrage machine is noisy these days with denunciations of supposedly nefarious "middlemen" who assemble properties and take them through rezoning — not because they plan to build something, but rather in hopes of flipping the land for an immediate payday.
This criticism — often ill-informed and slanderous in tone — is rooted, loosely, in truth. There are players in our industry who specialize in getting land ready for development, even if they don't plan to execute the next step. But instead of condemning these supposed bad actors, we should step back and consider if any harm is actually being done.
To understand the accusation — and to recognize its error — it’s important to know a little about how development works, and where value is added along the way.
In today's complicated policy environment, you can't just buy a piece of land and build what you want. There are innumerable layers of rules and regulations, zoning restrictions, and demands to pay for everything from sewers and water mains to parks, daycares, and public art installations. It can take years to get a building permit, even when a property is already appropriately zoned. And depending on the size of a project, it can cost millions or tens of millions of dollars in fees to lawyers, engineers, and architects, as well as up-front payments to the municipality — and that's not counting the carrying cost of the land itself. If a project is large and prominent, the entitlement process can take a decade and cost much more — before the first shovel breaks ground, and long before a developer begins to recoup any of their investment.
In this complicated regulatory environment, there are plenty of builders who don't have the experience, or the patience, to put an assembly together and take it through a lengthy and uncertain entitlement process. It makes perfect sense that they would want to buy land that is ready to go, leaving the approvals to those who are experts at dealing with planners, politicians, and neighbours to win support for new proposals, but who lack the financial resources and technical knowledge to see projects through construction.
The critics decry this division of labour as "speculative," and denounce any incremental profit-taking as somehow sinister — an attitude on display in the City of Vancouver recently, when Council sent a Broadway Plan rezoning back to staff and speculated about the proponent's intent to deliver a finished product.
If the point is to see new homes built, and someone can get a site through permitting and into the hands of a builder who can deliver the work, it should be seen as a positive. Besides, if that builder is willing to pay a premium for entitled land — a big if in today's market where entitled land is selling for less than unentitled land would have fetched two years ago — the overall profit isn't increasing; it's simply being split up along the way. Rent or condo prices are no higher in a project that was acquired after rezoning compared to one that went all the way through with the same developer.
Some have erroneously pointed to the thousands of units that have been approved but not yet built as evidence that these meddling middlemen are winning entitlements and then hoarding property as a way of driving land prices up further. But these owners aren't holding land in some evil inflationary plot. They're stalled because there is no way, in this market, to finance those projects: they just don’t pencil.
The City of Vancouver, in particular, has also pushed many owners to rezone defensively, ahead of when their property might naturally come up for redevelopment. Policies that limit tower allocations on a given block, or that necessitate a certain frontage size, have incentivized owners to join an assembly, or rush through the entitlement process, for fear of losing the potential to ever increase density in the future.
So, consider the bigger picture: governments at all levels have created an extremely complicated matrix of rules and regulations, obstacles, and fees. The barrier to entry is huge, and even when a project is finally approved, it takes incredibly deep pockets and an enormous appetite for risk to see it through to occupancy. Instead of condemning those who participate and seek fair compensation for their efforts, we should focus on the main goal: getting more homes approved, built, and into the hands of tenants and homeowners. Playing favourites and micromanaging how and by whom those homes are delivered isn't going to get us to the objective any faster.
If you’ve ever wished you could live among the trees without giving up the skyline — or be steps from a farmer’s market and still catch the CN Tower from your terrace — this Roncesvalles condo might just check all your boxes.
Tucked into a mid-rise building just off Roncesvalles Avenue, Suite 618 at 38 Howard Park Avenue delivers the kind of lifestyle balance you don’t often see in Toronto condos.
It’s not a sky-high tower, nor a heritage walk-up — but something smart in between: a contemporary, design-forward residence that actually feels grounded in its neighbourhood. Not to mention it's a five minute walk to the biggest backyard in the city, High Park.
Inside, the 2-bed, 2-bath suite is clean and quietly elegant, with wide-plank hardwood, floor-to-ceiling glass, and a split-bedroom layout that gives everyone a little breathing room. The open living area is the social centre of the home, leading directly onto one of the biggest perks of this unit: a 240+ sq. ft. terrace that wraps the southern edge of the building.
And this isn’t just any outdoor space. With two defined zones, a gas line, and water hookup, this terrace is ready for just about anything — morning espresso, evening barbecue, or late-night city gazing. From here, you can see the CN Tower rising above the canopy of High Park and Roncy rooftops, a reminder that you’re never far from the action, even when things feel calm.
The terrace — not just for its size, but for its functionality. Split into two zones with gas and water lines already in place, it invites real use: weekday dinners, container gardens, even a cozy fire table setup. It’s rare to find outdoor space this versatile in a mid-rise, especially one with a view.
The kitchen leans quietly luxe with integrated Bosch and Thermador appliances, Caesarstone surfaces, and full-height cabinetry that takes full advantage of the ceiling height. And while the finishes are undeniably modern, there’s nothing cold about this space — it feels liveable, welcoming, and a little more considered than most.
Beyond the unit itself, the building sits at the crossroads of convenience and character. Roncesvalles is one of those rare Toronto pockets where things still feel human-scaled — where bakeries, bookshops, and bars still thrive, and locals can actually walk to the train, the streetcar, or the park. (Pro tip: the UP Express is just a short stroll away — Pearson in 25, Union in 8.)
Whether you’re swapping a house for a more manageable footprint, getting your foot in the west-end market, or simply craving a home that reflects both style and street life, Suite 618 makes a convincing case.
A true rarity on Boshkung Lake, a newly listed Haliburton Highlands estate is the kind of property that surfaces once in a generation — if that.
Tucked away at the end of a winding lane and surrounded by more than 100 acres of forested privacy, 1141 Nu-Ne Lane presents a distinctive pairing of luxury waterfront living and premium equestrian infrastructure.
From a 70x140 indoor riding arena and multiple paddocks, through to pristine lake frontage and a show-stopping custom home, the offering is as dynamic as it is distinguished.
At the centre of the estate is a sprawling, nearly-7,000 sq.-ft residence that feels at once timeless and contemporarily tailored. The interior design, via Laura Ranft from Veranda in nearby Bracebridge, is deliberate and highly considered, with unobstructed water views only helping to elevate the main floor living even further.
Anchoring the home is a chef's kitchen complete with premium appliances, custom millwork, and a bright breakfast nook that soaks in the morning sun. A butler’s pantry adds both functionality and finesse.
The living and dining spaces — equally inviting and impressive — spill seamlessly outdoors through oversized walkouts onto tiered, maintenance-free decking. The expansive layout offers multiple living areas and quiet corners, while a media room with a wet bar and a full home gym speak to year-round comfort and recreation.
Upstairs, the primary suite is its own private world: fireplace, spa-style ensuite, a walk-in closet, and a private terrace overlooking the lake. Each of the remaining bedrooms has been curated with care, ensuring guests and residents alike enjoy their own tranquil R&R.
Outside, thoughtful landscaping enhances the natural splendour of the site, where curated gardens meet the untouched charm of Haliburton’s rolling topography. Along 440 private feet of shoreline, the fresh waters of Boshkung Lake invite swimming, paddling, and peaceful moments on the dock.
Equestrians will find equal appeal in the fully equipped indoor arena, well-appointed stalls, and private trails that thread through the forest. This estate doesn’t just accommodate horses — it celebrates the lifestyle, offering a rare opportunity to enjoy four-season riding at home.
While the indoor riding arena, bespoke kitchen, and waterfront setting are all showpieces in their own right, it’s the seamless harmony between the property’s natural beauty and refined function that stands out the most. Very few estates can claim such breadth — and even fewer can do so with this level of privacy and poise.
As both a family retreat and a working estate, 1141 Nu-Ne Lane is singular in its scope and sophistication. With no compromise between lakeside luxury and equine excellence, this Haliburton haven truly has it all.
Aspen Ridge has submitted plans for a 39-storey residential tower to advance the master-planned Crosstown Community at Don Mills Road and Eglinton Avenue East. The tower would be located within Block 6C — one of 17 blocks that make up the 60-acre mixed-use, transit-oriented development anchored by the Don Valley Station on the Eglinton Crosstown LRT line, which is slated to open this September.
The sprawling community, first approved in 2019, has begun to take shape in recent years with the completion of Crosstown Place, a nine-storey office building in Block 1, and the currently under-construction 39-, 34-, 32-, eight-, and three-storey One Crosstown Towers I, II, III, and The Crest in Block 12, and the 27-storey Generations Tower in Block 5A.
Other planned buildings that have yet to gain approvals include the Lily, a nine- and nine-storey complex in Block 9, 10 three-storey townhouse blocks in Block 8, and the new Don Mills Community Recreation Centre and Park in Block 3B. Once complete, the Crosstown Community project is slated to deliver a whopping 4,921 new housing units in buildings ranging from townhomes to mid- and high-rise towers containing residential, office, commercial, and retail space, as well as new roads, parks, and open spaces.
Plans submitted in late June support a Site Plan Control application for Block 6C, located in the south-central portion of the larger Crosstown site. The block would be bound by the new Steve Podborski Road in the north (named after a downhill skiing Olympian who trained in the Don Valley), Mike Palmateer Road in the west (named after a former Maple Leafs player), Eglinton Avenue East in the south, and Block 6B in the west, which is envisioned to host a townhome block and a 10-storey residential building. West of Block 6B is Block 6A, where a public park is planned.
Crosstown Community masterplan/Aspen Ridge
The most recent use of the site lands was to provide surface-level parking for the expansive Celestica Campus that once occupied the Crosstown site. According to planning materials, the campus buildings housed the offices of IBM, the first of which was built in 1951, followed by the offices, manufacturing, and warehousing operations of Celestica Inc., after IBM relocated to Markham in the 1980s.
Planned to have 328,665 sq. ft of Gross Floor Area (GFA), the newly proposed tower in Block 6C would consist of a six-storey podium and 33-storey tower element containing 452 condo units. The building is being designed by CORE Architects, whose renderings depict a simple, sleek tower element with a striking podium defined by an undulating wave-like design and gold cladding.
844 Don Mills Road - Block 6C/CORE Architects, Aspen Ridge
At grade, plans show the residential lobby entrance fronting onto Steve Podborski Road with 4,208 sq. ft of indoor amenity space facing eastwards. An additional 3,853 sq. ft of indoor amenity space would be found on level seven, alongside 11,580 sq. ft of outdoor amenity space in the form of a large, landscaped terrace.
Residential units would be divided into one studio unit, 262 one-bedrooms, 153 two-bedrooms, and 36 three-bedrooms, and residents would have access to 175 parking spaces and 535 bicycle parking spaces across five levels of underground parking.
Those who will one day call Block 6C and the larger Crosstown Community home will benefit from living in one of the most vibrant, transit-oriented communities in the city. Not only would residents enjoy direct access to the forthcoming Eglinton Crosstown LRT line, which will link to 54 bus routes, three TTC subway stations, and three GO lines, but the surrounding area is well-established with amenities and community infrastructure. This includes day-to-day services, dining and retail options, cultural and entertainment destinations, and green spaces like Sunnybrook and Ernest Thompson Seton Park, Aga Khan Museum, and CF Shops at Don Mills.
1492 St. Clair Avenue West/KFA Architects and Planners
A sleek 18-storey mixed-use tower could soon sit directly across from Earlscourt Park in Corso Italia-Davenport, replacing Caledonia Bakery and a single-storey car wash facility.
Plans were filed by numbered company, 2003801 Ontario Ltd., in late June in support of a Zoning By-law Amendment application to allow for increased height on the site. Currently, the site is zoned 'Mixed Use District' and allows for heights of around 46 feet, but the developer is seeking to convert the site to 'Commercial Residential' and increase height the allowance to 191 feet. Pending approval, a Site Plan Approval application will also need to be filed.
The site targeted for redevelopment is 1492 St. Clair Avenue West, at the northeast corner of Caledonia Road and St Clair Avenue West. Nearby conveniences and amenities include Earlscourt Park, home to a community centre, a public pool, and an ice rink. As well, the site touts proximity to transit via north-south TTC bus lines and the east-west Caledonia stops on the 512 street car route along St. Clair Avenue West, alongside a wide array of dining and retail options.
While the surrounding area is currently occupied largely by low-rise residential buildings with shops and businesses along St. Clair, several mixed-use development applications similar in scope to the one proposed by 2003801 Ontario Ltd. are planned for surrounding sites, including a 17-storey building at 1613 St. Clair Ave. W, a 15- and 17-storey complex at 1500–1536 St. Clair Avenue West, and a nine-storey development at 1474 St. Clair Avenue West.
The proposal at hand is the tallest out of the nearby proposed developments, at 18 storeys, and would deliver 211 new condo units and 4,843 sq. ft of retail space at grade. Designed by KFA Architects and Planners, the building would have a curved facade along the street corner and feature large retail windows at street level.
1492 St. Clair Avenue West/KFA Architects and Planners
Inside, the ground level would accomodate the residential lobby and a 4,542-sq.-ft indoor amenity space, both of which would front onto Caledonia Road, with retail planned along St. Clair. A 4,542-sq.-ft outdoor amenity space would be located on the roof-top patio, for a total indoor and outdoor amenity space of 9,084 sq. ft.
Throughout the building, the condo units would be divided into 45 one-bedrooms, 57 one-bedroom plus dens, 72 two-bedrooms, 16 two-bedrooms plus dens, and 21 three-bedrooms. Residents would also have access to 35 vehicle parking spaces located at-grade and within one level of underground parking, alongside 233 bicycle parking spaces with 10 spaces provided in the public realm.
If approved, this proposed development, alongside nearby projects, would reimagine the character of this largely low-rise neighbourhood, facilitating continued growth and delivering much-needed housing within access to transit and amenities.