At the end of March, active residential listings totalled 133 units -- a sharp, 52.8% decline from the same month last year. The MOI was recorded at a minuscule 0.7.

What's insured, what's not, and how you can get the most bang for your buck.

End-of-month active listings are at a new low.

Kawartha Lakes real estate saw records set on both sides of the same coin in…