Finance

The Best Way Agents Can Help Protect Clients From Real Estate Fraud
Mortgages

The Best Way Agents Can Help Protect Clients From Real Estate Fraud

As the real estate industry continues to evolve, it's crucial to stay informed and take proactive steps to protect your investments. Tools like Interac Verified can help you do just that.

Economy

Inflation Cools To BoC Target, Igniting Calls For 50-Bps Rate Cut In October

Desjardins Economist Randall Bartlett tells STOREYS that August's inflation print marks a “turning point” for interest rates and an indication that better days are ahead for the housing market.

Mortgages

Feds Introduce Two Substantial New Mortgage Reforms

The reforms, which include greatly expanded eligibility for 30-year mortgage amortizations as well as a price cap increase for insured mortgages, are intended to make homeownership more attainable and affordable for Canadians.

Economy

Bank Of Canada Cuts Interest Rate For Third Consecutive Time

Wednesday's announcement from the Bank of Canada brings the policy interest rate down to 4.25%.

Economy

Where Every Big Bank Stands On Tomorrow’s Interest Rate Announcement

Economists with Canada’s ‘Big Five’ banks are unanimously calling for an interest rate cut tomorrow, but there is some diversity in views when it comes to the announcements to follow.

Mortgages

Worried About Higher Mortgage Payments? A HESA Can Help

With The Home Equity Partners’ recent introduction of the Home Equity Sharing Agreement (HESA) to the GTA, potentially distressed borrowers have a new solution — one that sidesteps many pitfalls.

Mortgages

Mortgages In "Severe Delinquency" Have Surged 67% In Ontario

A report from Equifax Canada found that cost of living and rising unemployment have led delinquencies to surge in the province, though nationally, rates remain below pre-pandemic levels.

Real Estate News

Canadians Lead US International Home Sales In Slowest Year On Record

US international sales were down 37% last year, but Canadians fleeing high prices made up the bulk of buyers, ahead of China and Mexico.

Finance

Newly Launched Financing Model Makes It Easier To Access Your Home Equity

The Home Equity Partners Inc. has debuted a HESA model in Canada, giving GTA homeowners the opportunity to access flexible financing by tapping into their home’s value. The best part? It doesn't involve taking on debilitating debt.

Mortgages

Housing Affordability Has Improved In 80% Of Major Markets. So Why Doesn’t It Feel Like It?

Despite recent data demonstrating 'continued improvement’ in Canadian housing affordability, anyone experiencing said market in real-time can attest that it doesn't actually feel that way.

Mortgages

Mortgage Arrears Still Sitting Pretty In Canada — But Perhaps Not For Long

Mortgage loans in arrears remain below pre-pandemic levels, and represent the only loan product type to see a decrease between the first quarter of 2019 and the third quarter of 2023.

Mortgages

There Is Three Times As Much Money In Uninsured Mortgages Than Insured In Canada, Here’s Why

The landscape of mortgage lending in Canada started to take a turn years before the Bank of Canada began to dial up the heat on interest rates. The culprit: home prices.

Industry

Richmond Hill Mortgage Lender Placed In Receivership Amid $10M Debt, Claims Of Fraud

In early-August, the private mortgage lender Equityline SPV came under receivership after failing to repay over $10M in loans to Equitable Bank.