Finance

A person holding a small house in their hand
Mortgages

A Refresher On The Two Mortgage Reforms Kicking In This Weekend

The reforms, which include expanded eligibility for 30-year mortgage amortizations as well as a price cap increase for insured mortgages, are intended to make homeownership more attainable and affordable for Canadians.

Real Estate News

What The GTA Housing Market Can Expect In 2025

What can we expect come 2025? Is the growth we've seen sustainable? What will sell? Who will buy? Prices? Ahead of the new year, STOREYS spoke to experts and insiders to get an idea of how 2025 could play out.

Policy

Bonnie Crombie's Housing Plan Targets DCs and Land Transfer Tax

The new plan aims to make housing more affordable by axing the Land Transfer Tax for first-time homebuyers, scrapping development charges on new homes under 3,000 sq. ft, and improving the renting industry.

Economy

Where Every Big Bank Stands On Wednesday's Interest Rate Announcement

For the last interest rate announcement of 2024 — slated for Wednesday, December 11 — the question is (once again) not will the Bank of Canada lower the rate, but by how much.

Real Estate News

"A Return To Stability": Royal LePage Releases 2025 Home Price Forecast

Pending potentially damaging evolutions in political leadership, global conflict, and trade agreements, Royal LePage is predicting a return to stability in Canada's housing market come 2025, with prices appreciating at a steady rate.

Taxes

Taxes Make Up 36% Of Ontario New Home Prices, Study Finds

According to the organization, 70% of these taxes come from development charges and fees as governments now rake in four times more revenue from the sale of a new home than builders.

Mortgages

Canadian Mortgage Delinquencies Ease Amid Bank Of Canada Rate Cuts

While the phrase ‘mortgage delinquency’ may incite feelings of doom, gloom, and dread, a just-released report from Equifax comes through with a (relatively) positive swing.

Finance

Newly Launched Financing Model Makes It Easier To Access Your Home Equity

The Home Equity Partners Inc. has debuted a HESA model in Canada, giving GTA homeowners the opportunity to access flexible financing by tapping into their home’s value. The best part? It doesn't involve taking on debilitating debt.

Mortgages

Why The Mortgage Renewal 'Wall' Could Be More Of A "Modest Headwind"

Senior Economist at BMO Robert Kavcic explains why most Canadian homeowners will survive the 4 million+ mortgage renewals set to take place over the next two years.

Policy

Recent Immigration Cuts Could Lower Rents, Shrink Housing Supply Gap

Assistant Chief Economist at RBC Robert Hogue is calling the revised immigration targets "one of the more consequential policy reversals in recent memory."

Mortgages

85% Of Mortgages Up For Renewal In 2025 Face Higher Interest Rates

A certain percentage of those with mortgages up for renewal in 2025 could experience interest rates anywhere from 1% to 2.25% higher than when they entered into their last term.

Taxes

After “Axe The Tax” Announcement, Poilievre Calls On Premiers To Follow Suit

In a letter to premiers, Poilievre asked to “match my common sense sales tax cut with one of your own by axing the provincial sales tax (where applicable) on new homes under $1 million.”