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Certificate of Occupancy

Explore what a certificate of occupancy is in Canadian real estate — why it’s required, when it’s issued, and what it confirms.

Certificate of Occupancy

July 11, 2025


What is a Certificate of Occupancy?

A certificate of occupancy is an official document issued by a municipal authority confirming that a building complies with applicable codes and is safe for occupancy.

Why a Certificate of Occupancy Matters in Real Estate

In Canadian construction and real estate, a certificate of occupancy is required before a new building or major renovation can be legally inhabited.



It confirms:
  • Completion of inspections (e.g., fire, plumbing, electrical)
  • Compliance with building codes and permits
  • Safety and habitability



Understanding this certificate helps buyers, builders, and landlords ensure compliance and avoid legal issues.

Example of a Certificate of Occupancy in Action

The developer secured the certificate of occupancy before residents moved into the newly constructed apartment building.

Key Takeaways

  • Confirms a building is safe for use
  • Required before occupancy of new builds
  • Issued after final inspections
  • Ensures code and permit compliance
  • Protects owners and occupants legally

Related Terms

Additional Terms

Public Realm Improvements

Public realm improvements are enhancements to public spaces such as sidewalks, parks, plazas, and streetscapes, often funded or contributed by. more

Mortgagee in Possession

A mortgagee in possession is a lender who takes control of a property after borrower default, but before foreclosure or power of sale. The lender. more

Lease Surrender Agreement

A lease surrender agreement is a negotiated contract between a landlord and tenant that ends a lease before its scheduled expiration. Terms may. more

Green Infrastructure

Green infrastructure refers to natural or engineered systems that manage stormwater, reduce heat, and improve sustainability in developments.. more

Escrow Holdback

An escrow holdback is a portion of funds withheld at closing and held in escrow until specific conditions are met, such as completion of repairs,. more

Underused Housing Tax

The Underused Housing Tax (UHT) is a federal annual 1% tax on the value of vacant or underused residential property owned by non-resident,. more

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