Chattel

Learn what chattels are in Canadian real estate, how they differ from fixtures, and why clearly identifying included items is essential in a sale.

Chattel

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What is a Chattel?

In real estate, a chattel refers to any movable personal property that is not permanently attached to the home or land and is not included in the title of the property.

Why Chattels Matter in Real Estate

In Canadian real estate transactions, it's important to distinguish between chattels and fixtures. Chattels are typically excluded from the sale unless explicitly listed in the Agreement of Purchase and Sale.

Examples of chattels include:
- Freestanding appliances (e.g., washers, dryers)
- Furniture
- Portable sheds or storage units

Disputes can arise when buyers assume certain items are included. Clearly identifying chattels in the offer helps avoid confusion or legal conflict after closing.

Understanding chattels ensures buyers and sellers are on the same page regarding what's included with the home.

Example 

The buyer expected the stainless steel fridge to stay, but it was a chattel and not listed in the agreement, so the seller took it when moving out.

Key Takeaways

  • Movable items not affixed to property.
  • Not automatically included in sale.
  • Must be listed in purchase agreement.
  • Different from fixtures.
  • Source of common closing disputes.

Related Terms

Additional Terms

Egress Window

An egress window is a window that meets building code requirements for emergency escape and rescue, typically required in basement bedrooms or. more

CRA

CRA stands for the Canada Revenue Agency, the federal body responsible for tax administration, compliance, and enforcement in Canada, including taxes. more

Common Elements

Common elements refer to shared spaces and systems in a condominium development that are jointly owned and maintained by all unit owners through the. more

Commercial Lease

A commercial lease is a legally binding agreement between a landlord and a tenant for the rental of property used for business purposes, such as. more

CCAA

The Companies’ Creditors Arrangement Act (CCAA) is a federal law that allows large insolvent corporations in Canada to restructure their debt and. more

Bankruptcy and Insolvency Act

The Bankruptcy and Insolvency Act (BIA) is a federal law in Canada that governs the legal process for personal and business bankruptcies,. more

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