Chattel

Learn what chattels are in Canadian real estate, how they differ from fixtures, and why clearly identifying included items is essential in a sale.

Chattel

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May 22, 2025


What is a Chattel?

In real estate, a chattel refers to any movable personal property that is not permanently attached to the home or land and is not included in the title of the property.

Why Chattels Matter in Real Estate

In Canadian real estate transactions, it's important to distinguish between chattels and fixtures. Chattels are typically excluded from the sale unless explicitly listed in the Agreement of Purchase and Sale.

Examples of chattels include:
- Freestanding appliances (e.g., washers, dryers)
- Furniture
- Portable sheds or storage units

Disputes can arise when buyers assume certain items are included. Clearly identifying chattels in the offer helps avoid confusion or legal conflict after closing.

Understanding chattels ensures buyers and sellers are on the same page regarding what's included with the home.

Example 

The buyer expected the stainless steel fridge to stay, but it was a chattel and not listed in the agreement, so the seller took it when moving out.

Key Takeaways

  • Movable items not affixed to property.
  • Not automatically included in sale.
  • Must be listed in purchase agreement.
  • Different from fixtures.
  • Source of common closing disputes.

Related Terms

Additional Terms

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Mortgagee in Possession

A mortgagee in possession is a lender who takes control of a property after borrower default, but before foreclosure or power of sale. The lender. more

Lease Surrender Agreement

A lease surrender agreement is a negotiated contract between a landlord and tenant that ends a lease before its scheduled expiration. Terms may. more

Green Infrastructure

Green infrastructure refers to natural or engineered systems that manage stormwater, reduce heat, and improve sustainability in developments.. more

Escrow Holdback

An escrow holdback is a portion of funds withheld at closing and held in escrow until specific conditions are met, such as completion of repairs,. more

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