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Title Search

Understand what a title search involves in Canadian real estate, why it's required before closing, and how it protects buyers from legal complications.

Title Search

May 22, 2025


What is a Title Search?

A title search is the process of examining public records to verify the legal ownership of a property and identify any liens, claims, or encumbrances.

Why Do Title Searches Matter in Real Estate

In Canadian real estate, title searches are performed by lawyers or notaries as part of the closing process. They ensure the buyer receives clear title and that the seller has the legal right to transfer ownership.


A title search checks for:
  • Registered property owners
  • Outstanding mortgages or liens
  • Easements or rights-of-way
  • Court judgments or encumbrances


If any issues are found, they must be resolved before the property can be legally transferred. In many provinces, buyers also purchase title insurance as added protection.


A title search is critical for protecting the buyer from future legal disputes or financial loss related to hidden ownership issues.

Example of a Title Search

A title search reveals that a previous owner failed to discharge a mortgage. The seller resolves the issue before closing, ensuring the buyer receives clear title.

Key Takeaways

  • Verifies ownership and property status.
  • Identifies legal claims or debts.
  • Required before property transfer.
  • Conducted by lawyer or notary.
  • Ensures buyer receives clear title.

Related Terms

Additional Terms

Public Realm Improvements

Public realm improvements are enhancements to public spaces such as sidewalks, parks, plazas, and streetscapes, often funded or contributed by. more

Mortgagee in Possession

A mortgagee in possession is a lender who takes control of a property after borrower default, but before foreclosure or power of sale. The lender. more

Lease Surrender Agreement

A lease surrender agreement is a negotiated contract between a landlord and tenant that ends a lease before its scheduled expiration. Terms may. more

Green Infrastructure

Green infrastructure refers to natural or engineered systems that manage stormwater, reduce heat, and improve sustainability in developments.. more

Escrow Holdback

An escrow holdback is a portion of funds withheld at closing and held in escrow until specific conditions are met, such as completion of repairs,. more

Underused Housing Tax

The Underused Housing Tax (UHT) is a federal annual 1% tax on the value of vacant or underused residential property owned by non-resident,. more

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