Ontario Real Estate And Development Industry Hires And Promotions: September

Chain of Title

Chain of title is the documented history of property ownership transfers, ensuring clear ownership rights.

Chain of Title

September 29, 2025


What is Chain of Title?

Chain of title is the chronological record of property ownership transfers, from the original owner to the current owner. It documents deeds, mortgages, easements, and other encumbrances affecting ownership rights.

Why Chain of Title Matters in Real Estate

Chain of title matters in real estate because it ensures clear ownership, reduces disputes, and is critical for title insurance and conveyancing. Gaps or errors in the chain can complicate transactions and financing.

Example of Chain of Title in Action

During a title search, a lawyer reviews the chain of title for a property to confirm ownership history and ensure there are no unresolved claims.

Key Takeaways

  • Chronological record of property ownership transfers.
  • Includes deeds, mortgages, and encumbrances.
  • Ensures clear and marketable title for buyers.
  • Reviewed during title searches and insurance processes.
  • Gaps or disputes can delay or block transactions.

Related Terms

  • Title Search
  • Ownership Rights
  • Title Insurance
  • Encumbrance
  • Conveyancing

Additional Terms

Blight

Blight refers to the deterioration, neglect, and disrepair of properties or neighborhoods that cause economic decline and reduce livability. Blighted. more

Community Land Trust (CLT)

A community land trust (CLT) is a non-profit organization that owns land to preserve long-term housing affordability. Homes are sold or rented at. more

Co-Housing Community

A co-housing community is a residential model where individuals or families live in private homes but share common facilities such as kitchens,. more

Carbon Offset Credits

Carbon offset credits in real estate are tradable credits earned by properties or developments that reduce greenhouse gas emissions through. more

Build-to-Rent

Build-to-rent refers to residential developments specifically constructed for the rental market rather than for sale. These projects are typically. more

Brownstone

A brownstone is a historic townhouse or rowhouse, typically built in the 19th or early 20th century with brown sandstone façades. They are common in. more

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