Certificate of Location

Understand the Certificate of Location in Canadian real estate, what it contains, when it’s needed, and how it protects buyers and lenders.

Certificate of Location

May 16, 2025


What is a Certificate of Location?

A Certificate of Location is a legal document prepared by a land surveyor that outlines the position of buildings, structures, and boundaries on a property relative to the land title.

Why a Certificate of Location Matters in Real Estate

In Canadian real estate, this certificate is often required during property sales or mortgage approvals, especially in Quebec.

The certificate includes:

  • Boundary lines and property dimensions
  • Building locations and encroachments
  • Compliance with zoning and bylaws

Lenders and buyers use it to confirm that the property meets legal and zoning requirements and that there are no disputes with neighbouring lots. It differs from a full property survey but still plays a critical legal and planning role.

Understanding the Certificate of Location helps avoid legal surprises and ensures regulatory compliance when purchasing or developing property.

Example of a Certificate of Location

A buyer's lender requests an updated Certificate of Location to confirm that the garage addition does not encroach onto the neighbour's lot.

Key Takeaways

  • Prepared by a certified land surveyor.
  • Verifies building positions and boundaries.
  • Often required by lenders.
  • Important for legal clarity.
  • Especially relevant in Quebec.

Related Terms

Additional Terms

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Mortgagee in Possession

A mortgagee in possession is a lender who takes control of a property after borrower default, but before foreclosure or power of sale. The lender. more

Lease Surrender Agreement

A lease surrender agreement is a negotiated contract between a landlord and tenant that ends a lease before its scheduled expiration. Terms may. more

Green Infrastructure

Green infrastructure refers to natural or engineered systems that manage stormwater, reduce heat, and improve sustainability in developments.. more

Escrow Holdback

An escrow holdback is a portion of funds withheld at closing and held in escrow until specific conditions are met, such as completion of repairs,. more

Underused Housing Tax

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