BREAKING: BoC Holds Interest Rate For Second Time In A Row

Builder Permit

Understand when and why a building permit is needed in Canadian real estate, and how it ensures safe, legal, and code-compliant construction or renovation.

Builder Permit

May 22, 2025


What is a Builder Permit?

A building permit is an official approval issued by a local municipality that authorizes a property owner to construct, alter, or demolish a building or structure.

Why Builder Permits Matter in Real Estate

In Canadian real estate, building permits are crucial for ensuring that construction and renovations are carried out in accordance with safety regulations, zoning bylaws, and provincial building codes.

Permits are generally required for:
  • New home construction
  • Additions or structural changes
  • Major interior renovations (e.g., moving walls, installing new plumbing or electrical systems)
  • Building garages, decks, sheds, or fences (depending on local bylaws)
The permit process typically involves submitting architectural plans, waiting for municipal review and approval, and completing inspections at key stages of the project.

Failing to obtain a permit can lead to stop-work orders, legal penalties, problems during resale, and forced removal of unapproved structures.
Understanding building permits helps property owners stay compliant, ensure safety, and preserve property value. Always check with the local municipality to determine permit requirements before starting any major work.

Example of a Builder Permit

A homeowner in Calgary applies for a building permit before converting their garage into a home office, triggering plan reviews and city inspections.

Key Takeaways

- Required for most major construction or alteration.

  • Ensures work complies with codes and zoning.
  • Must be obtained before starting the project.
  • Involves inspections at key milestones.
  • Protects legal and resale value of property.

Related Terms


  • Zoning
  • Builder Compliance
  • Municipal Bylaws
  • Construction Approval
  • Home Renovation

Additional Terms

Public Realm Improvements

Public realm improvements are enhancements to public spaces such as sidewalks, parks, plazas, and streetscapes, often funded or contributed by. more

Mortgagee in Possession

A mortgagee in possession is a lender who takes control of a property after borrower default, but before foreclosure or power of sale. The lender. more

Lease Surrender Agreement

A lease surrender agreement is a negotiated contract between a landlord and tenant that ends a lease before its scheduled expiration. Terms may. more

Green Infrastructure

Green infrastructure refers to natural or engineered systems that manage stormwater, reduce heat, and improve sustainability in developments.. more

Escrow Holdback

An escrow holdback is a portion of funds withheld at closing and held in escrow until specific conditions are met, such as completion of repairs,. more

Underused Housing Tax

The Underused Housing Tax (UHT) is a federal annual 1% tax on the value of vacant or underused residential property owned by non-resident,. more

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