Assessment Appeal

Learn how to file an assessment appeal in Canada, when it's worth doing, and how it can lower your property tax bill.

Assessment Appeal



What is an Assessment Appeal?

An assessment appeal is the formal process by which a property owner challenges the assessed value of their property as determined by a municipal or provincial authority.

Why Assessment Appeals Matter in Real Estate

In Canada, assessed values are used to calculate property taxes. If a homeowner believes their assessed value is too high or based on incorrect information, they may file an appeal.

Assessment appeals may be filed when:

  • The assessed value exceeds the home’s market value
  • There are factual errors (e.g., wrong square footage)
  • Comparable properties are assessed lower

The process typically involves:

  • Reviewing the assessment notice
  • Filing a formal appeal by the deadline
  • Presenting evidence (e.g., sales data, appraisals)
  • Attending a hearing or review board meeting
Successful appeals can lower property taxes. However, appealing does not always guarantee a reduction and may require time and documentation. Understanding how to appeal ensures fair taxation and helps homeowners hold municipalities accountable for valuation accuracy.

Example of an Assessment Appeal in Action

A homeowner in Ottawa files an assessment appeal after discovering nearby homes with similar features are assessed $50,000 lower.

Key Takeaways

  • Challenges a property’s assessed value.
  • Filed through municipal or provincial authorities.
  • Requires evidence and a formal process.
  • Can lead to reduced property taxes.
  • Must be submitted before deadlines.

Related Terms

Additional Terms

Public Realm Improvements

Public realm improvements are enhancements to public spaces such as sidewalks, parks, plazas, and streetscapes, often funded or contributed by. more

Mortgagee in Possession

A mortgagee in possession is a lender who takes control of a property after borrower default, but before foreclosure or power of sale. The lender. more

Lease Surrender Agreement

A lease surrender agreement is a negotiated contract between a landlord and tenant that ends a lease before its scheduled expiration. Terms may. more

Green Infrastructure

Green infrastructure refers to natural or engineered systems that manage stormwater, reduce heat, and improve sustainability in developments.. more

Escrow Holdback

An escrow holdback is a portion of funds withheld at closing and held in escrow until specific conditions are met, such as completion of repairs,. more

Underused Housing Tax

The Underused Housing Tax (UHT) is a federal annual 1% tax on the value of vacant or underused residential property owned by non-resident,. more

More For You

Grosvenor Acquires Full Ownership Of Victoria Broadmead Village Mall Valued At $95.5M

Aerial view of the Broadmead Village Shopping Centre at 777 Royal Oak Drive in Victoria. (Grosvenor)

Grosvenor Property Canada, a subsidiary of UK giant Grosvenor, has acquired full ownership of the Broadmead Village Shopping Centre in one of British Columbia's first large retail transactions of 2026.

Broadmead Village is located at 777 Royal Oak Drive in Victoria, immediately east of the Patricia Bay Highway in the heart of the Saanich peninsula on Vancouver Island.

Keep ReadingShow less
How Canadian Developers Are Building For 2026 (And Beyond)

Matías Santana/Unsplash

It’s no secret that Canada’s homebuilding sector has weathered a few tough years. The country’s new condo sales in places like the Greater Toronto Hamilton Area (GTHA) have hit lows we haven’t seen in decades. The root causes – things like reduced immigration, high construction costs, elevated interest rates, and the collapse of investor demand – have created a perfect storm of volatility. An increasingly uncertain geopolitical climate (to say the least) doesn’t help.

So, it’s become common for Canadian developers to drop like dominoes, putting projects on hold or cancelling them altogether. Some, however, have strategically shifted focus to adjust for the changing times. This could mean moves like a pivot to purpose-built rentals, recapitalizing assets, increased cost consciousness, leveraging government incentives, and a reliance on vertical integration.

Keep ReadingShow less
Hullmark Buys Spadina Road Retail Property For $21.7M

(Hullmark)

Toronto-based developer Hullmark recently acquired the retail complex at 446 Spadina Road in the Forest Hill Village neighbourhood, continuing to add to its portfolio of assets.

The property consists of two levels of retail space with one floor of office space above, and the mixed-use building is fully leased, with tenants including Forest Hill Spa, Forest Hill Pets, a Starbucks, and others.

Keep ReadingShow less
Bank Of Canada Holds Interest Rate Steady In First 2026 Announcement

Bank of Canada/X

On Wednesday, the Bank of Canada held its policy rate at 2.25%, following a series of cuts in 2025 that brought the benchmark overnight rate to its current level.

Leading up to the announcement, many major Canadian banks — including RBC, TD, and CIBC — came into 2026 expecting the Bank to maintain a steady policy stance.

Keep ReadingShow less

In a city that’s no stranger to architectural ambition, 44 Foxley Street still manages to stand apart.

Tucked into the Trinity Bellwoods neighbourhood, the residence is a sculptural rethink of what contemporary urban living can look like.

Keep ReadingShow less
GTA New Home Sales Hit Historic Lows, Capping Off Worst Year On Record: Report
Shutterstock

December didn’t just close out 2025 — it underlined just how historic the year was for the GTA’s new home market.

According to the Building Industry and Land Development Association (BILD), December sales capped off the worst year on record for new home sales in the GTA, raising alarms about future housing supply, job losses, and the region’s broader economic health.

Keep ReadingShow less
There's Still Time To Attend The Buzz Conference ‘GREATNESS 2026’

Canada’s premier real estate conference returns to the GTA this month, and if you haven't snagged your ticket yet, there's still time.

On January 28 and 29, the BUZZ Conference will bring "GREATNESS 2026" to the Mississauga Convention Centre.

Keep ReadingShow less
STOREYS Joins SiteMedia, Elevating Canadian Real Estate Coverage

Samuel Regan/Unsplash

New year, same STOREYS — but better.

STOREYS is excited to announce the company has been acquired by SiteMedia; a move that reflects both where the Canadian real estate industry is today, and where it's headed next.

Keep ReadingShow less