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Rising Interest Rates and Your Mortgage: How To Handle Both

Before you make any sudden mortgage moves, you need to understand the full picture of rising interest rates – so, let’s explore it.

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How to Approach Your Mortgage As Interest Rates Rise

Before you make any sudden mortgage moves, you need to understand the full picture of rising interest rates – so, let’s explore it together.

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Is This Week's Interest Rate Hike a Big Deal? No, But Steady Increases Could Be

As interest rates have been climbing recently, budgets may already be feeling the squeeze. This week's announcement isn't likely to help.

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In a Red Hot Real Estate Market, Are Lenders Being Cautious Enough?

In a hot real estate market many are wondering where all the money is coming from, begging the question - are lenders being cautious enough?

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What Should I Consider When it's Time to Renew or Refinance my Mortgage?

"If, for any reason, you need to refinance, you should do it at maturity," says Jerome Trail, owner, broker of record at The Mortgage Trail.

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What's the Biggest Mistake People Make When Securing a Mortgage?

Today, Jerome Trail is offering the answer to the inquiry: “What's the biggest mistake people make when looking to secure a mortgage?"

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Will Running a Business Out of My Home Impact My Mortgage?

Today, Jerome Trail is offering the answer to the inquiry: “Will operating a home business impact my mortgage?

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If I've Recently Moved to Canada, How Can I Secure a Mortgage?

If you're new to Canada and wondering how you can secure a mortgage, broker Jerome Trail offers some important insights and recommendations.

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What is a Construction Mortgage and How Can I Benefit From One?

Today, Jerome Trail is offering the answer to the inquiry: “What is a construction mortgage and how can I benefit from one?”

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Can I Switch My Mortgage From a Variable to a Fixed Rate?

Today, Jerome Trail is offering the answer to the inquiry: “Can I switch my mortgage from a variable rate to a fixed rate?”

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How are Mortgages Different for Income Properties?

Income properties "will have a mortgage that is priced at a premium [when] compared to an owner-occupied property mortgage," Trail explains.

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Is it Risky to Enter a Mortgage With Someone Who's Not Your Spouse?

Jerome Trail says there are important caveats someone should consider if they're about to take on a mortgage with another person.

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How Can I Prove That I Qualify for a Mortgage?

"There are several items that lenders are watching out for when providing mortgage financing, and their main concern is fraud."