Blending the best of Muskoka’s storied cottage tradition with fresh, contemporary design, this newly listed four-season retreat is a rare find on Lake Muskoka.

Fully rebuilt from the exterior walls in, 3646 Muskoka Rd 169 Highway #Unit 12 has been smartly elevated to add a full-height lower level with a walkout — all while preserving its grandfathered, near-the-shoreline position, a perk no longer allowed under today’s bylaws.


The result is a striking combination: uninterrupted lake views, a seamless indoor–outdoor flow, and a front-row seat to Muskoka’s ever-changing beauty.

The open-concept main floor is an inviting space, where vaulted ceilings soar overhead and a propane fireplace lends a warm focal point. The custom kitchen is designed for both function and style, while the adjacent three-season Muskoka Room — complete with a freestanding stove — extends living space into the outdoors. Sliding glass doors lead to a brand-new deck with glass railings, where southwest exposure ensures sun from dawn to dusk and multiple seating areas make every hour a good one to be outside.

The private primary suite offers a lake-view retreat with its own ensuite bath, complemented by a powder room and laundry on the main level.

Specs

Downstairs, three guest bedrooms — each complete with its own bath — open into a bright family room, oriented toward the water.

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Our Favourite Thing

While this cottage dazzles from every angle, it’s the rare grandfathered proximity to the shoreline that truly sets it apart. You simply can’t build this close to the water anymore — and here, that closeness translates to uninterrupted views, a stronger connection to the lake, and the kind of easy, natural flow between dock and deck that defines the Muskoka dream.

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The level, landscaped lot boasts 150 feet of clean frontage, a sandy beach for wading, and deep water off the dock for diving or boating. A new single-slip boathouse underscores the property’s waterfront credentials. Tucked just behind, a chic coach house above the heated garage features two bedrooms, a bath, open living space with dining and kitchenette, and laundry, making it perfect for guests or extended family.

With two new septic systems, a Generac generator, and easy road or boat access to both Bala and Port Carling, this offering is as practical as it is picturesque — and it’s ready for its next chapter.

WELCOME TO 3646 MUSOKA RD 169 HIGHWAY #UNIT 12

LIVING, KITCHEN, AND DINING

BEDS AND BATHS

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This article was produced in partnership with STOREYS Custom Studio.

Listed Country