The Bank Of Canada's Rate Announcement Schedule For 2026

Here's The Bank Of Canada's Rate Announcement Schedule For 2026

This is your quick guide for the BoC's interest rate announcement schedule through 2026 — plus projections from major banks and industry insiders.

January 16, 2026

03:46 PM

As the new year gets underway, the Bank of Canada’s schedule for 2026 interest rate announcements has come into focus, with eight fixed decision dates on the calendar.

All announcements will be released at 9:45 am ET. The Bank’s Monetary Policy Report, which includes updated economic and inflation forecasts, will be published alongside the January, April, July, and October rate decisions. The first announcement will launch later this month, with seven following throughout the rest of the calendar year.

The full schedule for 2026 is as follows:

Wednesday, January 28
Wednesday, March 18
Wednesday, April 29
Wednesday, June 10
Wednesday, July 15
Wednesday, September 2
Wednesday, October 28
Wednesday, December 9

As the new year settles in, attention is turning to how the Bank will navigate monetary policy over the year ahead, following a series of rate cuts in 2025 that brought the benchmark overnight rate to 2.25%.

While each decision will remain data-dependent, most major Canadian banks and economists have entered 2026 expecting the Bank to maintain a steady policy stance.

Recent outlooks from RBC, TD, and CIBC have pointed to moderating inflation and slower economic growth as factors supporting a prolonged hold. Other institutions, including National Bank and Scotiabank, have suggested that modest rate increases later in 2026 remain possible if economic conditions strengthen, or inflation proves more persistent than anticipated.

Industry insiders are also weighing in on what the year ahead may hold.

"My projection is that rates would be held all year given the current setup," says Daniel Foch, Chief Real Estate Officer at Valery.ca. "But I expect the setup to change."

"I think Q4 2025 GDP data will read negative," he continues, "and Q1 2026 could as well, giving us a technical recession. I think unemployment will continue to rise, and inflation will continue to fall, and the Bank of Canada could have more runway to cut by the summer of this year."

As it stands, investors and borrowers alike are closely watching upcoming economic data — and the Bank’s quarterly forecasts — for clearer signals on the path forward.

Finance

Here's The Bank Of Canada's Rate Announcement Schedule For 2026

This is your quick guide for the BoC's interest rate announcement schedule through 2026 — plus projections from major banks and industry insiders.

Trending

You may also like

​"While headlines fixate on condo weakness and stalled launches, a different kind of real estate boom is already underway in Toronto neighbourhoods."

This isn't a forecast. It's a framework to cut through those forecasts and interpret what the actual data reveals as 2026 unfolds.

As 2025 drew to a close, new data from TRREB painted a picture of a market still under pressure, but notably more affordable than it was a year earlier — a shift that may help lay the groundwork for recovery in the year ahead.

Framed by a serene pond and the timeless landscapes of the Rouge Valley, the Townhomes of Little Rouge bring tranquility and beauty right to your doorstep.

Although New Year's Day is a statutory holiday, some malls, grocery stores, and attractions will be open in Toronto, albeit with special hours.

Is it just us, or have the holidays come and passed a bit too quickly? But don't fret: there are still a few days left, and plenty of things to do as the year comes to a close (and the new one opens with a fresh beginning).

Everyone knows (or should know) that big fines are in store if you fail to shovel the snow outside your home. But what if you rent your property?

We're just a few days out from Christmas, and if you'll be spending the holiday in Metro Vancouver, here's what you should know.

As well as Christmas Eve (December 24) and Boxing Day (December 26).

Canadian home sales remained largely unchanged in November, reinforcing the sense that the housing market has settled into a holding pattern as the calendar edges closer to 2026.

​After a period of strategic review, STOREYS is gearing up for its 10-year anniversary with new initiatives, team updates, and a forward-looking editorial focus.

The development would provide over 870 new rental units within walking distance of Keele Station.

The City's Canada-Ontario Housing Benefit allocation is being slashed by 60%, while funding through the Interim Housing Assistance Program will cover only 26% of this year's projected spend on sheltering asylum seekers.

In a real estate landscape where choice is often limited and transparency is all too rare, Hyyve is rewriting the rules — and making the process work better for everyone involved.

The development would deliver over 850 new rental units and a 2,152-sq.-ft Privately Owned Publicly Accessible Space.

2025 © STOREYS Publishing Inc. | All Rights Reserved

"While headlines fixate on condo weakness and stalled launches, a different kind of real estate boom is already underway in Toronto neighbourhoods."

After a period of strategic review, STOREYS is gearing up for its 10-year anniversary with new initiatives, team updates, and a forward-looking editorial focus.